A better solution
Not one bank can meet all the residential lending needs of a finance broker or borrower, but at nmc we can. You get the safety and security of major ‘on balance’ sheet financing across multiple funding lines plus the control of your service proposition by being able to deal with just one award winning lender.
As safe as houses
In turbulent times such as these it is important to know that your lending company not only has the capacity to survive in this current credit storm but to thrive in it. Although we are not a bank ourselves over 90% of our settled loans are funded on the balance sheets of large Australian and International banks. With the strength of companies like ING Bank (bigger than all 4 major Australian banks combined) as our business partners we have access to unlimited capital at the best rates possible - even in these tough times. When you do business with nmc you are doing business with an agent for major banking institutions and global finance companies.
In-house sign off?
At nmc we have the ability to lend on behalf of most of our funders. By completing one simple application form, privacy consent and lo doc declaration (if necessary) you have access to our full range of award winning loan products. This ensures that your deal will always be placed with the best option saving you time and costly rewrites.
Our ‘in house’ credit specialists can approve loans up to $2 million without referring to the funding source, significantly reducing turnaround times. And best of all at nmc you can speak directly to the person approving your loans.
As an introducer here are some of the benefits you enjoy are:
- No commission clawbacks
- No minimum volumes with full commission payments
- Direct accreditation with one lender across multiple funding lines
- Full online tracking of your applications with e-mail/sms updates from lodgment to settlement
- One application for all our products (including Privacy Act and Lo Doc forms)
- Access to unique cashflow products available to both investors and owner occupiers
- First home buyer loans with standard serviceability
- Construction loans
- A specialist large loan provider
- Access to a full range of conforming and non-conforming products
- Ongoing support from your own local Account Manager
- Direct access to a credit analyst who approves your loan
- Access to some of the highest Delegated Lending Authorities in the country
We specialise in the packaging and assessment of residential loans, managing all aspects of the transaction including;
- Initial full credit assessment
- Valuation ordering and management
- LMI submissions and management
- Formal approval including full sign off under our Delegated Lending Authority
- Solicitors Instructions
- Settlement tracking and management
Our regional branch, your service team?
Our award winning broker support teams are regionally based, have a strong understanding of both credit and sales, giving you local access to professionals who are fully competent to provide solutions to all your residential loan scenarios.
You have:
- Direct contact with some of the best credit specialists in Australia approving your deals in house
- Assistance with scenarios and management of your deals from application to settlement
- Loans fully credit assessed well within industry benchmarks
- Support for your business with credit / product training and guidance
- In house delegated lending authorities of up to $3 million per client
- Authority to sign off on credit impaired loans. National Mortgage Company can help provide standard rate loans in some cases for your clients with credit impairments (large or small)
- A great personal relationship with your local Account Manager
Post Settlement service to your customers?
With well over 10,000 valued customers Australia wide, we have implemented the right structure, processes, resources, and dedicated staff to ensure that your customers are given exceptional service.
Once your customer’s loan has settled they have one number to call to speak directly with a real person, with no pressing buttons to get through like other lenders. We have dedicated specialists in all post settlement areas to service your client’s needs for the long term.
We are renowned in the industry for:
- The highest customer retention and lowest arrears
- Proactive teams dedicated to retention, settlements, enquiries, constructions, variations,
- Increases and credit control
- Excellent service standards protecting your clients and your trail
- Multiple funding lines for your customer, with one point of contact for post settlement service
- Being a construction specialist with state of the art online construction software
- Management and support in all aspects of the loan
Become an Accredited Introdcuer today!
