Easy access to your line of credit
A revolving Line of Credit loan that gives you the freedom to package your finances into an easy to manage loan. The Smart Line can assist paying debt off faster by minimising interest costs and bank fees.
Features and benefits
| ---- | Easy access to the Line of Credit through cheques, ATM and EFTPOS (withVisaCard) |
| ---- | Telephone and Internet Banking |
| ---- | Interest is calculated daily (benefits of funds retained in account minimising interest payable and term of loan) |
| ---- | A Nil Interest VisaCard (NIVA) account for day to day spending and cash advances, linked to available funds in the Line of Credit account |
| ---- | Visa Card automatically sweeps (pays ) to the Line of Credit account at the beginning of each month. Interest is payable on the Line of Credit account balance |
| ---- | Unlimited free transactions on the Nil Interest Visa Account |
| ---- | Ability to make additional repayments at anytime |
| ---- | Interest Only repayments available |
| ---- | No annual or monthly account keeping fees |
