Discounted interest rate for life of the loan
The Smart Solution Package is a fully flexible loan with a discounted interest rate for the life of the loan. You enjoy great loan features with no monthly fees, and no application fee. This facility provides a low cost entry option with the ability to package the Smart Line (Line of Credit) facility at the same interest rate.
Features and benefits
| ---- | Internet, phone banking, and BPay access |
| ---- | Line of Credit option with nil interest visa card (conditions apply) |
| ---- | 95% LVR available (plus capped Mortgage Insurance) |
| ---- | NO LMI Smart Start available up to 95% LVR (conditions apply) |
| ---- | Available to build an owner-occupied or investment home |
| ---- | Full refinances available (including debt consolidation and business purposes) |
| ---- | Available for all types of borrowers |



